Take Action To Eliminate Your Fear and Dread
Filing for Bankruptcy and Other Debt Relief Solutions
Unmanageable debt is scary and stressful. It can be both overwhelming and confusing and is a constant source of stress. Unfortunately this is a problem that isn't going away on its own. Seeking the legal advice of an attorney experienced in helping individuals and families is the first step to removing that burden.
One option available is bankruptcy, the purpose of which is to provide a "fresh start." The Supreme Court has described bankruptcy as providing "a new opportunity in life, unhampered by the pressure and discouragement of pre-existing debt."
I am attorney Nathan D. Baney, here to provide answers to your worries and questions as well as craft workable solutions to your debt puzzle. I provide focused bankruptcy and debt relief representation to individuals, couples and small business owners throughout northern Virginia, including both Alexandria and Fairfax County.
I Can Help You Start Fresh and End the Stress
Contact me today to arrange a free consultation to sit down and talk with me about your unique situation.
Bankruptcy and Debt Relief Options
- Chapter 7 bankruptcy eliminates unsecured debts such as credit cards and medical bills, if you qualify under income guidelines.
- Chapter 13 bankruptcy stops collections, foreclosures and repossessions, while allowing you to repay your priority debts and missed mortgage payments over several years.
- Chapter 11 bankruptcy may or may not be the answer for a small business deep in debt. If you want to keep your business as a going concern, I can advise you about the opportunities available in Chapter 11 and help you decide the best path for your small business.
- Avoiding home foreclosure: I have helped clients file for Chapter 13 protection, negotiate loan modifications, or arrange to sell a home they can no longer afford.
I will walk you through the bankruptcy process so that you know what to expect going in and what you can expect your financial position to be when you exit a bankruptcy. I will also explain the debt relief alternatives available and help you determine if filing a bankruptcy is the best solution to your financial troubles.
Common Questions and Concerns
- What debts are discharged in bankruptcy?
- What assets are protected in bankruptcy?
- Will bankruptcy ruin my credit?
Bankruptcy is not always the answer, but I can give you the answers to make an informed decision about your specific circumstances. Give me a call at 571-482-7358 to arrange a free initial consultation. I can meet clients evenings and weekends by appointment, or I will travel to your location.
As your lawyer, I will need certain financial information to determine if you will file Chapter 7 or Chapter 13 bankruptcy. Learn What to Bring to Your Bankruptcy Consultation.
Under the current Bankruptcy Code, I am classified as a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.
