Serving MD, DC, & VA

2121 Eisenhower Avenue, Suite 200,
Alexandria, Virginia 22314

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Collection Violations
Even if you owe the debt, you still have protections – poor treatment of a consumer is more than just bad business — it’s illegal. If you are being harassed by a debt collector, the collections agency may be in violation of the Fair Debt Collection Practices Act (FDCPA).
The FDCPA outlines how debt collectors — such as bill collectors, collections agencies and corporate collections departments — can go about seeking the repayment of debt from consumers.
The FDCPA forbids aggressive practices such as:

  • Making violent threats
  • Threatening to file a lawsuit
  • Use of profane or obscene language
  • Calling friends and/or family members
  • Attempts to reach debtors at work
  • Threatening to garnish wages
  • Early morning and/or late night calls
  • Misrepresentation of identity